Attention homeowners in Fernandina Beach and Nassau County: Need an appraisal?

Here are the top reasons FL homeowners use Valcore Appraisers, LLC:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To reduce your monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a FL divorce, when real estate property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Nassau County or the state of FL

Do you own a home in or near Fernandina Beach? Do you need help deciding the value of your real estate?
Contact Valcore Appraisers, LLC.

At Valcore Appraisers, LLC, we understand the individual needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Valcore Appraisers, LLC, we're experts in helping clients just like you delete unneeded PMI insurance.

Challenging Nassau county's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties close by. This means you are probably paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Valcore Appraisers, LLC is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Valcore Appraisers, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for accuracy, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.